:root{--bg:#f7f9fc;--card:#fff;--text:#142033;--muted:#617086;--accent:#2463eb;--accent-dark:#1748ad;--line:#dbe3ec;--soft:#eef4ff;--good:#0f766e;--shadow:0 14px 36px rgba(18,32,51,.07)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.62}a{color:inherit;text-decoration:none}.container{width:min(1160px,92%);margin:auto}.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.95);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{min-height:70px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:9px;font-weight:900;font-size:1.34rem;letter-spacing:-.04em}.brand-mark{width:32px;height:32px;border-radius:9px;background:linear-gradient(135deg,var(--accent),#55a3ff);display:grid;place-items:center;color:#fff;font-size:.92rem}.brand span{color:var(--accent)}.nav-links{display:flex;gap:22px;align-items:center;color:var(--muted);font-weight:700;font-size:.95rem}.nav-links a:hover{color:var(--accent)}.hero{padding:82px 0 56px;background:radial-gradient(circle at 78% 15%,#dce9ff 0,transparent 34%),linear-gradient(180deg,#eff5ff 0,#f7f9fc 100%)}.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:46px;align-items:center}.eyebrow{display:inline-flex;padding:7px 11px;background:#dfeaff;color:#174db7;border-radius:999px;font-size:.8rem;font-weight:900;letter-spacing:.02em}.hero h1{font-size:clamp(2.45rem,5.7vw,5rem);line-height:1;letter-spacing:-.06em;margin:.9rem 0 1rem;max-width:850px}.hero p{font-size:1.16rem;color:var(--muted);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:12px;padding:13px 18px;background:var(--accent);color:#fff;font-weight:850;cursor:pointer;font-size:1rem}.btn:hover{background:var(--accent-dark)}.btn.secondary{background:#fff;color:var(--text);border:1px solid var(--line)}.hero-card,.card,.calc-box,.content-block,.sidebar-card{background:var(--card);border:1px solid var(--line);border-radius:22px;box-shadow:var(--shadow)}.hero-card{padding:28px}.hero-stat{display:flex;justify-content:space-between;gap:18px;align-items:center;padding:16px 0;border-bottom:1px solid var(--line)}.hero-stat:last-child{border:none}.hero-stat strong{font-size:1.2rem}.hero-stat span{color:var(--muted);font-size:.9rem}.pill-list{display:flex;gap:9px;flex-wrap:wrap;margin-top:20px}.pill{padding:7px 11px;border:1px solid var(--line);border-radius:999px;background:#fff;color:#3f4f63;font-size:.88rem;font-weight:750}.section{padding:66px 0}.section.tight{padding-top:24px}.section h2{font-size:clamp(1.8rem,3vw,2.45rem);letter-spacing:-.04em;margin:0 0 8px}.section-intro{color:var(--muted);max-width:760px;margin:0 0 30px}.category-title{margin:36px 0 16px;font-size:1.12rem;color:#334155}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{padding:23px;transition:.18s}.card:hover{transform:translateY(-3px);box-shadow:0 20px 45px rgba(18,32,51,.1);border-color:#c6d4e6}.card .icon{font-size:1.55rem}.card h3{margin:7px 0 7px;line-height:1.25}.card p{margin:0;color:var(--muted);font-size:.94rem}.card .arrow{display:inline-block;margin-top:14px;color:var(--accent);font-weight:850}.trust-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;padding:22px 0}.trust-item strong{display:block}.trust-item span{color:var(--muted);font-size:.88rem}.footer{border-top:1px solid var(--line);padding:38px 0;background:#fff;color:var(--muted)}.footer-grid{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.footer a:hover{color:var(--accent)}
.calc-wrap{padding:44px 0 70px}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:17px}.breadcrumbs a{color:var(--accent)}.calc-header{max-width:850px}.calc-header h1{font-size:clamp(2.1rem,4.5vw,3.65rem);line-height:1.05;letter-spacing:-.05em;margin:.25rem 0}.calc-header p{font-size:1.06rem;color:var(--muted)}.calc-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:24px;margin-top:28px;align-items:start}.calc-main{min-width:0}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.calc-box{padding:25px}.calc-box h2{font-size:1.18rem;margin:0 0 18px}.field{margin-bottom:15px}.field label{display:block;font-weight:800;font-size:.92rem;margin-bottom:6px}.field .hint{display:block;color:var(--muted);font-size:.78rem;margin-top:4px}.field input,.field select{width:100%;padding:12px 13px;border:1px solid #cbd5e1;border-radius:11px;font:inherit;background:#fff;color:var(--text)}.field input:focus,.field select:focus{outline:3px solid #dce8ff;border-color:var(--accent)}.result-main{font-size:2.25rem;font-weight:900;letter-spacing:-.045em;margin:1px 0 16px}.result-label{color:var(--muted);font-size:.86rem;font-weight:800;text-transform:uppercase;letter-spacing:.04em}.result-row{display:flex;justify-content:space-between;gap:20px;padding:10px 0;border-bottom:1px solid var(--line)}.result-row:last-child{border:none}.result-row span:first-child{color:var(--muted)}.result-row strong{text-align:right}.result-positive{color:var(--good)}.bar-wrap{margin:18px 0}.bar{height:11px;border-radius:99px;background:#e7edf4;overflow:hidden;display:flex}.bar span{display:block;height:100%}.bar-a{background:#2563eb}.bar-b{background:#7aa8ff}.bar-c{background:#a7c4ff}.note{font-size:.86rem;color:var(--muted)}.sidebar-card{padding:20px;position:sticky;top:92px}.sidebar-card h3{margin:0 0 12px;font-size:1rem}.related{display:grid;gap:8px}.related a{padding:9px 10px;border-radius:9px;background:#f7f9fc;font-weight:730;font-size:.9rem}.related a:hover{background:#eef4ff;color:var(--accent)}.content-block{margin-top:22px;padding:26px}.content-block h2{margin-top:0;letter-spacing:-.03em}.content-block h3{margin-bottom:5px}.content-block p,.content-block li{color:#4e5d70}.formula{background:#f7f9fc;border-left:4px solid var(--accent);padding:14px 16px;border-radius:10px;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;overflow:auto}.faq-item{border-top:1px solid var(--line);padding:16px 0}.faq-item:first-child{border-top:0}.faq-item h3{font-size:1rem;margin:0 0 5px}.ad-slot{margin:24px 0;padding:20px;border:1px dashed #b6c2d1;border-radius:15px;text-align:center;color:#7a8796;background:#fbfcfe;font-size:.85rem}.table-wrap{overflow:auto;margin-top:18px;border:1px solid var(--line);border-radius:14px}.schedule{width:100%;border-collapse:collapse;font-size:.86rem;background:#fff}.schedule th,.schedule td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:right;white-space:nowrap}.schedule th:first-child,.schedule td:first-child{text-align:left}.schedule th{background:#f7f9fc}.schedule tr:last-child td{border-bottom:0}.mini-chart{height:130px;display:flex;align-items:flex-end;gap:4px;margin-top:18px;padding:10px 4px 0;border-bottom:1px solid var(--line)}.mini-chart span{flex:1;background:linear-gradient(180deg,#79a7ff,#2563eb);border-radius:4px 4px 0 0;min-width:3px}.page{padding:56px 0}.page article{max-width:820px}.page h1{font-size:clamp(2.2rem,4vw,3.5rem);letter-spacing:-.05em}.page h2{margin-top:34px}.page p,.page li{color:#4e5d70}
@media(max-width:960px){.calc-layout{grid-template-columns:1fr}.sidebar-card{position:static}.trust-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:800px){.hero-grid,.calc-grid,.grid{grid-template-columns:1fr}.nav-links{display:none}.hero{padding:54px 0 40px}.section{padding:48px 0}.hero h1{font-size:clamp(2.3rem,12vw,3.8rem)}}@media(max-width:520px){.trust-grid{grid-template-columns:1fr 1fr}.calc-box{padding:20px}.result-main{font-size:1.95rem}}

/* Keep amortization tables within the calculator on narrow screens. */
.calc-box{min-width:0}